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Disclaimer

Protect Your Pet Today publishes general information for everyday dog and cat owners in the us managing household budgets who want to understand pet insurance and vet costs before they are faced with a bill, not breeders, show exhibitors, or veterinary professionals.. Please read this alongside our Terms of Use.

General information only

Everything on this site is general information. It is not tailored to you, it does not take account of your circumstances, and it is not a substitute for advice from a qualified professional or from the organisation actually responsible for a programme, product or rule we describe.

No guarantee of outcome

Where we describe a process, an entitlement or a way of saving money, we are describing how it generally works – not promising a result. Eligibility, amounts, deadlines and terms vary by provider, by location and over time, and the decision always rests with the body operating the scheme.

What we do not cover

We deliberately stay out of some subjects, including: diagnosing, treating, or giving specific medical advice about an individual animal’s symptoms; legal advice on disputing insurance claims or denials; endorsing or ranking specific insurance companies as financial recommendations; breeding, show standards, or pedigree-related content. If you see something on this site that strays into them, please tell us.

Always check the source

We link to primary sources so you can confirm what we say before you rely on it. Where an official body publishes its own guidance, that guidance is authoritative and this site is not.

Corrections

If something here is wrong or out of date, write to [email protected] and we will correct it.

Last updated August 12, 2026.